Privacy Policy
Stone Peak Insurance ("we," "our," or "us") operates the website stonepeakinsurance.com. This Privacy Policy describes how we collect, use, store, and safeguard the personal and non-personal information you provide when accessing our website or communicating with our agency.
1. Information We Collect
We collect information that you directly and voluntarily provide to us, as well as limited technical information gathered automatically when you visit our website.
A. Information Provided Through Quote & Contact Forms
When you complete a quote request form, contact form, or email inquiry, we may collect:
- Contact details such as your first and last name, email address, telephone number, and physical or mailing address.
- Geographical information such as your residential or commercial ZIP code.
- Inquiry parameters including the category and type of insurance you are exploring (e.g., auto, homeowners, life, general liability, commercial property, workers' compensation).
- Communication preferences and preferred times of day to contact you.
- Any contextual notes or information you include in your message field regarding your insurance needs.
B. Automatically Collected Technical Data
When you navigate our site, standard server logs and analytical tools may collect general technical details such as your IP address, browser type, operating system, pages viewed, referring URLs, and timestamps. This information is used on an aggregate level to maintain site performance and security.
2. How We Use Collected Information
We use the information we collect strictly for legitimate business purposes, including:
- Responding to your inquiries and providing the insurance policy information or quote estimates you requested.
- Communicating with you regarding questions, policy clarifications, or scheduled consultations according to your contact consent.
- Operating, evaluating, and improving website functionality, navigation, and user experience.
- Fulfilling legal, regulatory, and compliance requirements applicable to state-regulated insurance practices.
- Protecting the website against spam, automated abuse, fraudulent activities, or security vulnerabilities.
3. Cookies and Analytics
Our website may use standard HTTP cookies and similar session technologies to ensure seamless navigation, improve page loading speed, and analyze overall site traffic patterns. We do not use intrusive third-party cross-site behavioral tracking networks. For detailed information on cookie categories and management, please review our Cookie Policy.
4. Sharing of Information & Service Providers
We do not sell, rent, trade, or lease your personal information to third-party marketing companies.
We may share your information only under the following limited circumstances:
- Underwriting Insurance Carriers: If you request a formal quote or choose to proceed with an application, relevant risk and contact information may be submitted to underwriting insurers to generate binding policy proposals on your behalf.
- Trusted Technical Service Providers: We may share data with technology providers who assist us with web hosting, database maintenance, email delivery, and anti-spam verification, under strict confidentiality agreements.
- Legal & Regulatory Authorities: We may disclose information if required to do so by applicable federal or state laws, valid subpoenas, or official insurance regulatory investigations.
5. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. All web traffic between your browser and our server is encrypted using Secure Sockets Layer / Transport Layer Security (TLS/HTTPS). However, no Internet transmission or electronic storage method is completely impenetrable.
6. Data Retention
We retain personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy, respond to ongoing policy inquiries, maintain accurate business records, and satisfy applicable state insurance record retention statutes.
7. User Choices & Rights
You have the right to review, correct, update, or request the deletion of personal information you previously submitted to us. If you wish to withdraw consent for future contact or inquire about the records we maintain, please contact us at info@stonepeakinsurance.com.
8. Third-Party Websites & Links
Our website may contain links to external third-party websites (such as external mapping platforms or state regulatory portals). We do not control and are not responsible for the privacy practices, policies, or content of those external websites. We encourage you to review their respective privacy notices.
9. Policy Updates
We reserve the right to modify or update this Privacy Policy at any time to reflect operational, legal, or regulatory changes. Any revisions will be posted on this page with an updated effective date.
10. Contact Information
If you have any questions or concerns regarding this Privacy Policy or our data handling practices, please contact:
Stone Peak InsuranceAttn: Privacy & Compliance
3384 N Michigan Rd
Dimondale, MI 48821
United States
Email: info@stonepeakinsurance.com